OK, now I understand. It's the clearcoat that is separating from the base coat. Yeah, we see that a lot with not only Ford, but other makes as well. Unfortunately, it starts happening after the warranty runs out in most cases. However, I am starting to see cars that have a 10 year 100,000 mile warranty being sold. Now, that's a warranty I could live with. My Mach only had a 3 year 30,000. But, in most cases, the warranty only covers the mechanical parts and not the body.